FCA Regulated (FRN: 1043993) | Instant Delivery
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FCA Regulated
🇬🇧 → 🌍 International Money Transfers FCA Authorised

Send love home. They feel it in seconds.

Move money from the UK to the world with zero hidden fees. Delivered to Bank Account, Mobile Money or Airtime — instantly.

Under 60s delivery £0 transfer fees
FCA Regulated
MTN · Telecel · AirtelTigo
Full fee transparency

Send Money Now

Live rate
🇬🇧→🇬🇭
1 GBP = 1.00 GHS
Amount You're Sending £100.00
Transfer Fee No Fees
Recipient Will Receive GH₵ 1,441.00
FCA regulated · Secured and protected
Delivers to MTN Telecel AirtelTigo
The journey

How It Works

Send money home in 4 simple steps. Fast, secure, transparent.

M'Cube Free
Welcome 👋
Create your free account
john@example.com
••••••••
Create Account
or continue with
Send to
Search contacts…
Recent
AM
Abena M.
+233 244 ••• •••
KT
Kwame T.
+233 202 ••• •••
AD
Akosua D.
+233 277 ••• •••
Delivery
How should they receive it?
Mobile Money
Under 60 seconds
Bank Account
Within 1 hour
Airtime
Instant top-up
£250 sent ✓
Abena received GH₵ 3,603
Share Receipt
Why choose us

Why M'Cube Pay

Fast, regulated, trusted. Built for borderless payments. Secure Modern money transfers for a global world

The Rate That Respects You

No hidden fees. No surprises. See the exact rate and fee before you send. What you see is what they get.

Complete Fee Transparency

  • Live exchange rates updated every 10 minutes
  • No transfer fees — keep more of every send
  • No hidden costs or surprise deductions
  • Rate guarantee for 15 minutes after calculation

Regulated. Protected. Trusted.

We are FCA authorised.

Your Security is Our Priority

  • FCA regulated (FRN: 1043993)
  • Bank-level encryption
  • Full AML and KYC compliance
  • Secure biometric authentication
  • 24/7 fraud monitoring

Global in Seconds

Instant delivery to Bank Account, Mobile Money or Airtime — worldwide. Your recipient gets it while you're still on the app.

Lightning-Fast Delivery

  • MTN Mobile Money: Under 60 seconds
  • Telecel Cash: Under 60 seconds
  • AirtelTigo Money: Under 60 seconds
  • Bank Account: Within 1 hour
  • Airtime top-up: Instant
  • Real-time delivery tracking
FAQs

Everything you need to know

Tap a question to explore how M'Cube Pay works — right inside the app.

View all FAQs Get the app
The app

Your money hub, in your pocket

Check live rates, send in seconds, and track every transfer — beautifully simple, built for sending home.

  • Live GBP → GHS rates at a glance
  • Send to Mobile Money in under a minute
  • Full history, right when you need it
Download on the App Store
Get it on Google Play

FCA authorised · Free to join · No hidden fees